Most of us will readily agree that it’s not easy to keep track of all our financial accounts and transactions, especially if we have to contend with a whole list of daily expenses, projected expenses, and future forecasts for our personal savings and investments. I myself have been confused countless times with all my purchases, and it has been quite difficult taking note of every financial transaction and process, as well as bill payment, that I go through.
The scenario becomes even more difficult when we have to deal with our transactions on our bank accounts and credit cards. Fortunately, certain advancements in the digital arena now allow us to manage our credit card accounts and bank accounts with ease. For one, we can already access our accounts through our mobile phones – who would have thought ten years ago that this would be possible today? But it is, and we’re all the better for it.
Here are a few of the most popular credit card apps for Android:
Previously known as Pageonce, this app has won accolades for its unique features. Basically, Check works in such a way that you will never be charged for late fees or have unpaid bills ever again. Easily manage your credit cards and finances with the right apps.
If you have multiple credit cards and bank accounts, Check is an easy way of keeping track of all due dates. Another unique feature of this app that makes it ultra popular is the fact that it allows you to stay on top of both your bank accounts and credit card accounts, eliminating the risk of overdrafts and even alerting you if your funds are low or you have a payment coming up.
Once your bills are due, you can then easily pay online with your bank account or your credit card. Check has received distinctions such as the Google Editor’s Choice for 2011 and 2012 and was also a contender for the Top 25 Android Apps for Moms in December of 2011.
This app is also inherently useful if you don’t want to be saddled with discrepancies on your credit card statements. You can compare your card statement with the Credit Card Manager to find out if they match. You can also gain crucial information on the available balance of your credit cards, and which credit cards are already nearing their credit limit.
The app also shows your credit card transactions by day, week, month, or year, and offers transaction reports in various formats, including Excel, Html, and CSV. Another aspect that makes Credit Card Manager unique is that it can even display your purchases in pie chart format so you can see at a glance what you have spent your money on.
There’s definitely something to be said about this app, having been awarded the Best Online Personal Finance software in 2011. Mint has gained a lot of popularity amongst online users, especially since it tracks all your accounts, from your bank accounts to your credit card accounts, and more. The app also gives users access to customised financial products that enable them to save money.
Managing your credit cards can be a piece of cake with the help of the right credit card apps. With these, you’ll never have to worry about the pesky details ever again – it’s like having your own personal secretary that takes care of all there is to take care of when it comes to your precious finances.